We replace your stock when something goes wrong.
R199 a month. Fire, theft, flood and riot cover. All on WhatsApp.
WhatsApp us on +27 65 945 9801.
Takes 2 minutes. 30-day waiting period. Cancel anytime.

WhatsApp only
Underwritten by Santam
How it works
All on WhatsApp. No app to download. No paperwork.
1
Sign up on WhatsApp
Takes 2 minutes, no paperwork.
Welcome 👋 You're covered.
2
Send your invoices
Take a picture on WhatsApp every time you receive new stock. Your cover updates automatically.
Got it ✅ Cover now R38 750
3
We replace your stock
If something happens, stock is replaced in 48h from claim submitted.
📦 Replacement stock on the way
What's covered
Maximum cover per year, per type.
Theft
R120 000
Maximum per year
Fire
R150 000
Maximum per year
Flood
R40 000
Maximum per year
Riots / Civil unrest
R350 000
Maximum per year
- Stock replaced - not cash
- No assessor visits
- No claim forms
- Cover grows when you send invoices
- Weekly WhatsApp update
- Cancel anytime
One price.
R199/month
Full stock cover. No hidden fees.
WhatsApp us on +27 65 945 9801.
Questions
Yes. Vuleka Insure is underwritten by Santam, South Africa's largest short-term insurer.
Resources
Guides for your business.
Straight-talking advice on registration, funding, insurance and the everyday stuff that keeps a spaza shop running.