We replace your stock when something goes wrong.

R195 a month. Fire, theft and flood cover. All on WhatsApp.

Get cover on WhatsApp

Takes 2 minutes. 30-day waiting period. Cancel anytime.

Spaza shop owner signing up for stock cover on WhatsApp
Underwritten by Santam

How it works

All on WhatsApp. No app to download. No paperwork.

1

Sign up on WhatsApp

Takes 2 minutes, no paperwork.

Welcome 👋 You're covered.
2

Send your invoices

Take a picture on WhatsApp every time you receive new stock. Your cover updates automatically.

Got it ✅ Cover now R38 750
3

We replace your stock

If something happens, stock is replaced in 48h from claim submitted.

📦 Replacement stock on the way

What's covered

Maximum cover per year, per type.

Theft
R140 000
Maximum per year
Fire
R75 000
Maximum per year
Flood
R20 000
Maximum per year
  • Stock replaced - not cash
  • No assessor visits
  • No claim forms
  • Cover grows when you send invoices
  • Weekly WhatsApp update
  • Cancel anytime

One price.

R195/month

Full stock cover. No hidden fees.

Questions

Yes. Vuleka Insure is underwritten by Santam, South Africa's largest short-term insurer.

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