We replace your stock when something goes wrong.

R199 a month. Fire, theft, flood and riot cover. All on WhatsApp.

WhatsApp us on +27 65 945 9801.

Takes 5 minutes. Stock replaced within 48h. Cancel anytime.

Spaza shop owner viewing Vuleka Insure stock cover chat on WhatsApp
WhatsApp only
Underwritten by Hollard

How it works

All on WhatsApp. No app to download. No paperwork.

1

Sign up on WhatsApp

Takes 5 minutes, no paperwork.

Welcome 👋 You're covered.
2

Send your invoices

Take a picture on WhatsApp every time you receive new stock. Your cover updates automatically.

Got it ✅ Cover now R38 750
3

You get a stock voucher

If something happens, we give you a voucher to buy stock from main cash carriers within 48 hours.

📦 Voucher ready - go restock

What's covered

Stock cover, no excess. Every cover allows up to 2 claims a year, and anything above the limit is your responsibility.

Fire
R150 000per year
R75 000 per claim
Flood
R40 000per year
R20 000 per claim
Theft
R80 000per year
R40 000 per claim
SASRIA (Riots & Civil Unrest)
Included
Max per SASRIA terms
  • Sign up on WhatsApp in 5 minutes
  • Stock replaced within 48 hours after a claim is approved*
  • Cancel anytime on WhatsApp
  • No assessor visits or long forms**

*Except SASRIA claims, where we cannot guarantee the 48 hour turnaround.

**We only ask for extra verification if we need to confirm your shop details.

One price.

R199/month

Full stock cover. No hidden fees.

WhatsApp us on +27 65 945 9801.

Questions

Yes. Vuleka arranges the cover for its members, underwritten by Hollard, one of South Africa's largest insurers.