We replace your stock when something goes wrong.

R199 a month. Fire, theft, flood and riot cover. All on WhatsApp.

WhatsApp us on +27 65 945 9801.

Takes 2 minutes. 30-day waiting period. Cancel anytime.

Spaza shop owner viewing Vuleka Insure stock cover chat on WhatsApp
WhatsApp only
Underwritten by Santam

How it works

All on WhatsApp. No app to download. No paperwork.

1

Sign up on WhatsApp

Takes 2 minutes, no paperwork.

Welcome 👋 You're covered.
2

Send your invoices

Take a picture on WhatsApp every time you receive new stock. Your cover updates automatically.

Got it ✅ Cover now R38 750
3

We replace your stock

If something happens, stock is replaced in 48h from claim submitted.

📦 Replacement stock on the way

What's covered

Maximum cover per year, per type.

Theft
R120 000
Fire
R150 000
Flood
R40 000
Riots / Civil unrest
R350 000
  • Stock replaced - not cash
  • No assessor visits
  • No claim forms
  • Cover grows when you send invoices
  • Weekly WhatsApp update
  • Cancel anytime

One price.

R199/month

Full stock cover. No hidden fees.

WhatsApp us on +27 65 945 9801.

Questions

Yes. Vuleka Insure is underwritten by Santam, South Africa's largest short-term insurer.