We replace your stock when something goes wrong.
R199 a month. Fire, theft, flood and riot cover. All on WhatsApp.
WhatsApp us on +27 65 945 9801.
Takes 5 minutes. Stock replaced within 48h. Cancel anytime.

How it works
All on WhatsApp. No app to download. No paperwork.
Sign up on WhatsApp
Takes 5 minutes, no paperwork.
Send your invoices
Take a picture on WhatsApp every time you receive new stock. Your cover updates automatically.
You get a stock voucher
If something happens, we give you a voucher to buy stock from main cash carriers within 48 hours.
What's covered
Stock cover, no excess. Every cover allows up to 2 claims a year, and anything above the limit is your responsibility.
- Sign up on WhatsApp in 5 minutes
- Stock replaced within 48 hours after a claim is approved*
- Cancel anytime on WhatsApp
- No assessor visits or long forms**
*Except SASRIA claims, where we cannot guarantee the 48 hour turnaround.
**We only ask for extra verification if we need to confirm your shop details.
One price.
Full stock cover. No hidden fees.
WhatsApp us on +27 65 945 9801.
Questions
Yes. Vuleka arranges the cover for its members, underwritten by Hollard, one of South Africa's largest insurers.
Resources
Guides for your business.
Straight-talking advice on registration, funding, insurance and the everyday stuff that keeps a spaza shop running.